Learn how parametric insurance works when weather triggers losses, plus risk management strategies to protect assets and support financial planning services.

Discover strategies for recession readiness to build a more resilient small business, strengthen finances and support long-term financial planning.

This week’s insight is a reminder that Uncle Sam watches you.

A well-designed benefits package can keep your team happy, motivated, and loyal over the long termOffering the right mix of perks without breaking the budget helps attract and retain top talentTailoring benefits to fit your business and culture strengthens loyalty and builds a stronger workplaceIn a perfect world, you could hire the best people with the right skills, hold onto them for years or decades, and pay them accordingly, with top-tier benefits.

Investing in data security is a non-negotiable for entrepreneurs handling digital assetsCyber criminals constantly devise new hacks that target small business ownersThere are key steps to take, both internally and externally, that can effectively mitigate emerging risks without crimping your company’s budgetRecession or not, large multinational corporations are unlikely to gut cyber security budgets.

Entrepreneurs must always look ahead, even all the way to the exitSelling offers the upside of a financial windfall and a clean break, but there are other strategies to ponderMergers, internal buyouts, and family successions have their own pluses and minusesWhat do you envision when the thought of exiting your business pops into your head?

Rising Costs, Rising Entrepreneurs: The Surprising Boom in Small-Business FormationThis week’s insight profiles a surprising trend in small-business formation.Torsten Slok, chief economist at Apollo Global, a Wall Street research firm, put out a pair of revealing charts earlier this month. One discouraging, one encouraging. Bad news first.

Entrepreneurs should consider debt as a tool to craft long-term business growthCareful planning and constant discipline are required when borrowingWe lay out the key leverage tactics and resources small business owners should use to boost their long-term earnings powerDebt can be taboo in the personal finance world. Borrowing too much and being reckless with credit cards indeed makes long-term planning a moot point. For small business owners, however, debt is a weapon to be wielded early and often.